Side-by-side · Q2 2026 data
MassMutual Private Wealth & Trust, FSB vs Umassfive College Federal Credit Union
Bank
MassMutual Private Wealth & Trust, FSB
Springfield, Massachusetts · Under $100 million in assets
Credit union
Umassfive College Federal Credit Union
Hadley, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | MassMutual Private Wealth & Trust, FSB | Umassfive College Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 100 (stronger) | 66 |
| Earnings | 100 (stronger) | 41 |
| Funding & liquidity | 50 | 75 (stronger) |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 94th | 16th |
| Total assets | $93.7M | $702.7M |
| Deposits / shares | $50.5M | $632.2M |
| Capital ratio | 32.24% (stronger) | 9.67% |
| Problem loans | 0.00% (stronger) | 1.02% |
| Net charge-offs | 0.00% (stronger) | 0.28% |
| Return on assets | 6.00% (stronger) | 0.52% |
| Loans ÷ deposits | 0.0% (stronger) | 85.7% |
| Uninsured deposits | 97.5% | 4.9% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
MassMutual Private Wealth & Trust, FSB has the higher TellerScore (93 vs 58). On the 7 directional measures above (where higher or lower is clearly better), MassMutual Private Wealth & Trust, FSB leads on 6 and Umassfive College Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.