Side-by-side · Q2 2026 data
Matadors Community Credit Union vs Monterey Credit Union
Credit union
Matadors Community Credit Union
Northridge, California · $100 million – $1 billion
Metric by metric
| Measure | Matadors Community Credit Union | Monterey Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 50 |
| Capital cushion | 67 (stronger) | 38 |
| Loan quality | 89 (stronger) | 68 |
| Earnings | 34 (stronger) | 13 |
| Funding & liquidity | 65 | 73 (stronger) |
| Problem-loan coverage | 95 (stronger) | 81 |
| Peer percentile | 45th | 6th |
| Total assets | $356.1M | $360.5M |
| Deposits / shares | $312.8M | $296.4M |
| Capital ratio | 11.67% (stronger) | 8.75% |
| Problem loans | 0.34% (stronger) | 0.97% |
| Net charge-offs | 0.56% (stronger) | 0.70% |
| Return on assets | 0.35% (stronger) | -0.18% |
| Loans ÷ deposits | 89.9% | 87.5% (stronger) |
| Uninsured deposits | 19.5% | 0.0% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 50.0% |
Matadors Community Credit Union has the higher TellerScore (68 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Matadors Community Credit Union leads on 5 and Monterey Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.