Side-by-side · Q2 2026 data
Maui Teachers Federal Credit Union vs Valley Isle Community Federal Credit Union
Credit union
Maui Teachers Federal Credit Union
Wailuku, Hawaii · Under $100 million in assets
Credit union
Valley Isle Community Federal Credit Union
Kahului, Hawaii · $100 million – $1 billion
Metric by metric
| Measure | Maui Teachers Federal Credit Union | Valley Isle Community Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 43 | 46 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 87th | 45th |
| Total assets | $38.5M | $174.1M |
| Deposits / shares | $33.2M | $160.9M |
| Capital ratio | 16.80% (stronger) | 9.26% |
| Problem loans | 0.00% (stronger) | 0.44% |
| Net charge-offs | 0.00% (stronger) | 0.60% |
| Return on assets | 0.59% | 0.66% (stronger) |
| Loans ÷ deposits | 37.7% | 37.6% (stronger) |
| Uninsured deposits | 0.8% (stronger) | 6.8% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Maui Teachers Federal Credit Union has the higher TellerScore (89 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Maui Teachers Federal Credit Union leads on 5 and Valley Isle Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.