Side-by-side · Q2 2026 data
Mayo Employees Federal Credit Union vs Alhambra Credit Union
Credit union
Mayo Employees Federal Credit Union
Rochester, Minnesota · $1 billion – $10 billion
Metric by metric
| Measure | Mayo Employees Federal Credit Union | Alhambra Credit Union |
|---|---|---|
| TellerScore | 98 (stronger) | 58 |
| Capital cushion | 99 (stronger) | 42 |
| Loan quality | 98 (stronger) | 71 |
| Earnings | 92 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 100th | 19th |
| Total assets | $1.5B | $33.8M |
| Deposits / shares | $1.3B | $30.6M |
| Capital ratio | 14.90% (stronger) | 9.20% |
| Problem loans | 0.05% (stronger) | 0.86% |
| Net charge-offs | 0.02% (stronger) | 0.53% |
| Return on assets | 1.80% (stronger) | 0.13% |
| Loans ÷ deposits | 55.3% (stronger) | 71.6% |
| Uninsured deposits | 6.2% | 5.8% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.7% | — |
Mayo Employees Federal Credit Union has the higher TellerScore (98 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Mayo Employees Federal Credit Union leads on 6 and Alhambra Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.