Side-by-side · Q2 2026 data
Mayo Employees Federal Credit Union vs Topline Financial Credit Union
Credit union
Mayo Employees Federal Credit Union
Rochester, Minnesota · $1 billion – $10 billion
Metric by metric
| Measure | Mayo Employees Federal Credit Union | Topline Financial Credit Union |
|---|---|---|
| TellerScore | 98 (stronger) | 61 |
| Capital cushion | 99 (stronger) | 52 |
| Loan quality | 98 (stronger) | 71 |
| Earnings | 92 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 100th | 27th |
| Total assets | $1.5B | $1.1B |
| Deposits / shares | $1.3B | $966.4M |
| Capital ratio | 14.90% (stronger) | 10.16% |
| Problem loans | 0.05% (stronger) | 0.86% |
| Net charge-offs | 0.02% (stronger) | 0.37% |
| Return on assets | 1.80% (stronger) | 0.68% |
| Loans ÷ deposits | 55.3% (stronger) | 93.9% |
| Uninsured deposits | 6.2% | 5.1% (stronger) |
| Offices | 7 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.7% | 17.6% |
Mayo Employees Federal Credit Union has the higher TellerScore (98 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Mayo Employees Federal Credit Union leads on 6 and Topline Financial Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.