Side-by-side · Q2 2026 data
Mc Federal Credit Union vs Hidden River Credit Union
Metric by metric
| Measure | Mc Federal Credit Union | Hidden River Credit Union |
|---|---|---|
| TellerScore | 65 | 73 (stronger) |
| Capital cushion | 74 (stronger) | 43 |
| Loan quality | 29 | 90 (stronger) |
| Earnings | 80 (stronger) | 65 |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 75 | 97 (stronger) |
| Peer percentile | 34th | 60th |
| Total assets | $247.2M | $258.8M |
| Deposits / shares | $216.7M | $234.7M |
| Capital ratio | 12.40% (stronger) | 9.25% |
| Problem loans | 2.12% | 0.31% (stronger) |
| Net charge-offs | 0.42% | 0.27% (stronger) |
| Return on assets | 1.50% (stronger) | 1.14% |
| Loans ÷ deposits | 82.7% | 46.8% (stronger) |
| Uninsured deposits | 4.7% (stronger) | 6.7% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.8% | — |
Hidden River Credit Union has the higher TellerScore (73 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Mc Federal Credit Union leads on 3 and Hidden River Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.