TellerScore

Side-by-side · Q2 2026 data

McMurrey Federal Credit Union vs Alba-Golden Federal Credit Union

Credit union

McMurrey Federal Credit Union

Tyler, Texas · Under $100 million in assets

76of 100
Strong

Credit union

Alba-Golden Federal Credit Union

Alba, Texas · Under $100 million in assets

90of 100
Very strong

Metric by metric

MeasureMcMurrey Federal Credit UnionAlba-Golden Federal Credit Union
TellerScore7690 (stronger)
Capital cushion100100
Loan quality74100 (stronger)
Earnings1475 (stronger)
Funding & liquidity99 (stronger)68
Problem-loan coverage95100 (stronger)
Peer percentile54th89th
Total assets$22.0M$22.2M
Deposits / shares$18.9M$18.1M
Capital ratio15.06%16.84% (stronger)
Problem loans0.78%0.01% (stronger)
Net charge-offs-0.06% (stronger)1.16%
Return on assets-0.14%1.38% (stronger)
Loans ÷ deposits61.0% (stronger)92.6%
Uninsured deposits6.2%0.0% (stronger)
Offices31
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Alba-Golden Federal Credit Union has the higher TellerScore (90 vs 76). On the 7 directional measures above (where higher or lower is clearly better), McMurrey Federal Credit Union leads on 2 and Alba-Golden Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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