Side-by-side · Q2 2026 data
McMurrey Federal Credit Union vs Northeast Panhandle Teachers Federal Credit Union
Credit union
Northeast Panhandle Teachers Federal Credit Union
Perryton, Texas · Under $100 million in assets
Metric by metric
| Measure | McMurrey Federal Credit Union | Northeast Panhandle Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 81 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 74 | 74 |
| Earnings | 14 | 52 (stronger) |
| Funding & liquidity | 99 (stronger) | 84 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 54th | 68th |
| Total assets | $22.0M | $22.0M |
| Deposits / shares | $18.9M | $17.3M |
| Capital ratio | 15.06% | 21.42% (stronger) |
| Problem loans | 0.78% (stronger) | 0.79% |
| Net charge-offs | -0.06% (stronger) | 0.04% |
| Return on assets | -0.14% | 0.80% (stronger) |
| Loans ÷ deposits | 61.0% (stronger) | 76.4% |
| Uninsured deposits | 6.2% | 1.2% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northeast Panhandle Teachers Federal Credit Union has the higher TellerScore (81 vs 76). On the 7 directional measures above (where higher or lower is clearly better), McMurrey Federal Credit Union leads on 3 and Northeast Panhandle Teachers Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.