Side-by-side · Q2 2026 data
MCS Bank vs Clarion County Community Bank
Metric by metric
| Measure | MCS Bank | Clarion County Community Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 54 |
| Capital cushion | 67 (stronger) | 30 |
| Loan quality | 88 (stronger) | 74 |
| Earnings | 55 (stronger) | 42 |
| Funding & liquidity | 67 | 67 |
| Problem-loan coverage | 95 (stronger) | 82 |
| Peer percentile | 53rd | 10th |
| Total assets | $224.7M | $261.6M |
| Deposits / shares | $196.1M | $234.6M |
| Capital ratio | 11.69% (stronger) | 8.01% |
| Problem loans | 0.36% (stronger) | 0.78% |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 0.87% (stronger) | 0.55% |
| Loans ÷ deposits | 93.7% | 93.2% (stronger) |
| Uninsured deposits | 9.3% (stronger) | 15.6% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
MCS Bank has the higher TellerScore (73 vs 54). On the 7 directional measures above (where higher or lower is clearly better), MCS Bank leads on 5 and Clarion County Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.