Side-by-side · Q2 2026 data
MCS Bank vs Iron Workers Savings Bank
Metric by metric
| Measure | MCS Bank | Iron Workers Savings Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 64 |
| Capital cushion | 67 (stronger) | 41 |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 55 (stronger) | 29 |
| Funding & liquidity | 67 | 75 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 53rd | 26th |
| Total assets | $224.7M | $217.5M |
| Deposits / shares | $196.1M | $191.9M |
| Capital ratio | 11.69% (stronger) | 9.13% |
| Problem loans | 0.36% | 0.00% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 0.87% (stronger) | 0.22% |
| Loans ÷ deposits | 93.7% | 85.4% (stronger) |
| Uninsured deposits | 9.3% (stronger) | 10.3% |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
MCS Bank has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), MCS Bank leads on 4 and Iron Workers Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.