Side-by-side · Q2 2026 data
Meade County Bank vs Transcend Credit Union
Metric by metric
| Measure | Meade County Bank | Transcend Credit Union |
|---|---|---|
| TellerScore | 65 | 83 (stronger) |
| Capital cushion | 38 | 84 (stronger) |
| Loan quality | 94 | 96 (stronger) |
| Earnings | 66 | 68 (stronger) |
| Funding & liquidity | 49 | 69 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 29th | 83rd |
| Total assets | $458.4M | $588.3M |
| Deposits / shares | $384.4M | $473.2M |
| Capital ratio | 8.84% | 13.37% (stronger) |
| Problem loans | 0.19% | 0.13% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.18% |
| Return on assets | 1.15% | 1.19% (stronger) |
| Loans ÷ deposits | 100.5% | 91.0% (stronger) |
| Uninsured deposits | 24.7% | 9.8% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Transcend Credit Union has the higher TellerScore (83 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Meade County Bank leads on 1 and Transcend Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.