Side-by-side · Q2 2026 data
Mechanics & Farmers Bank vs Triad Business Bank
Metric by metric
| Measure | Mechanics & Farmers Bank | Triad Business Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 52 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 20 | 54 (stronger) |
| Earnings | 47 (stronger) | 27 |
| Funding & liquidity | 76 (stronger) | 51 |
| Problem-loan coverage | 82 (stronger) | 79 |
| Peer percentile | 26th | 8th |
| Total assets | $476.0M | $536.0M |
| Deposits / shares | $402.2M | $477.1M |
| Capital ratio | 15.10% (stronger) | 10.86% |
| Problem loans | 2.39% | 1.38% (stronger) |
| Net charge-offs | 0.75% | 0.16% (stronger) |
| Return on assets | 0.68% (stronger) | 0.18% |
| Loans ÷ deposits | 67.7% (stronger) | 85.4% |
| Uninsured deposits | 30.2% (stronger) | 36.3% |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mechanics & Farmers Bank has the higher TellerScore (64 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Mechanics & Farmers Bank leads on 5 and Triad Business Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.