Side-by-side · Q2 2026 data
Mechanics Bank vs Bank of Hope
Metric by metric
| Measure | Mechanics Bank | Bank of Hope |
|---|---|---|
| TellerScore | 65 (stronger) | 60 |
| Capital cushion | 44 | 58 (stronger) |
| Loan quality | 86 (stronger) | 71 |
| Earnings | 60 (stronger) | 50 |
| Funding & liquidity | 55 (stronger) | 39 |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 54th | 29th |
| Total assets | $21.2B | $19.0B |
| Deposits / shares | $18.1B | $15.9B |
| Capital ratio | 9.38% | 10.82% (stronger) |
| Problem loans | 0.41% (stronger) | 0.88% |
| Net charge-offs | 0.11% (stronger) | 0.27% |
| Return on assets | 0.99% (stronger) | 0.74% |
| Loans ÷ deposits | 74.2% (stronger) | 93.5% |
| Uninsured deposits | 42.9% | 40.3% (stronger) |
| Offices | 166 | 69 |
| CFPB complaints (3 yrs) | — | 53 |
| Complaints per $1B deposits | — | 3.3 |
| Mortgage denial rate (HMDA) | 20.1% | 9.1% |
Mechanics Bank has the higher TellerScore (65 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Mechanics Bank leads on 5 and Bank of Hope on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.