Side-by-side · Q2 2026 data
Mechanics Bank vs East West Bank
Metric by metric
| Measure | Mechanics Bank | East West Bank |
|---|---|---|
| TellerScore | 65 | 70 (stronger) |
| Capital cushion | 44 | 49 (stronger) |
| Loan quality | 86 | 87 (stronger) |
| Earnings | 60 | 91 (stronger) |
| Funding & liquidity | 55 (stronger) | 37 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 54th | 73rd |
| Total assets | $21.2B | $84.3B |
| Deposits / shares | $18.1B | $70.3B |
| Capital ratio | 9.38% | 9.89% (stronger) |
| Problem loans | 0.41% | 0.38% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.14% |
| Return on assets | 0.99% | 1.77% (stronger) |
| Loans ÷ deposits | 74.2% (stronger) | 82.7% |
| Uninsured deposits | 42.9% (stronger) | 51.5% |
| Offices | 166 | 94 |
| CFPB complaints (3 yrs) | — | 154 |
| Complaints per $1B deposits | — | 2.2 |
| Mortgage denial rate (HMDA) | 20.1% | 11.6% |
East West Bank has the higher TellerScore (70 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Mechanics Bank leads on 3 and East West Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.