Side-by-side · Q2 2026 data
Member Preferred Federal Credit Union vs Cen Tex Manufacturing Credit Union
Credit union
Member Preferred Federal Credit Union
Fort Worth, Texas · Under $100 million in assets
Credit union
Cen Tex Manufacturing Credit Union
Brownwood, Texas · Under $100 million in assets
Metric by metric
| Measure | Member Preferred Federal Credit Union | Cen Tex Manufacturing Credit Union |
|---|---|---|
| TellerScore | 58 | 69 (stronger) |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 74 (stronger) | 27 |
| Earnings | 0 | 55 (stronger) |
| Funding & liquidity | 60 | 84 (stronger) |
| Problem-loan coverage | 89 | 89 |
| Peer percentile | 19th | 38th |
| Total assets | $15.8M | $15.0M |
| Deposits / shares | $13.6M | $11.5M |
| Capital ratio | 12.24% | 22.37% (stronger) |
| Problem loans | 0.77% (stronger) | 2.20% |
| Net charge-offs | 1.67% | 0.61% (stronger) |
| Return on assets | -1.80% | 0.86% (stronger) |
| Loans ÷ deposits | 100.5% | 75.9% (stronger) |
| Uninsured deposits | 8.7% | 0.0% (stronger) |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cen Tex Manufacturing Credit Union has the higher TellerScore (69 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Member Preferred Federal Credit Union leads on 1 and Cen Tex Manufacturing Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.