Side-by-side · Q2 2026 data
Member Preferred Federal Credit Union vs Laredo Fire Department Federal Credit Union
Credit union
Member Preferred Federal Credit Union
Fort Worth, Texas · Under $100 million in assets
Credit union
Laredo Fire Department Federal Credit Union
Laredo, Texas · Under $100 million in assets
Metric by metric
| Measure | Member Preferred Federal Credit Union | Laredo Fire Department Federal Credit Union |
|---|---|---|
| TellerScore | 58 (stronger) | 55 |
| Capital cushion | 72 | 75 (stronger) |
| Loan quality | 74 (stronger) | 42 |
| Earnings | 0 | 22 (stronger) |
| Funding & liquidity | 60 | 65 (stronger) |
| Problem-loan coverage | 89 (stronger) | 77 |
| Peer percentile | 19th | 15th |
| Total assets | $15.8M | $14.7M |
| Deposits / shares | $13.6M | $12.8M |
| Capital ratio | 12.24% | 12.50% (stronger) |
| Problem loans | 0.77% (stronger) | 1.74% |
| Net charge-offs | 1.67% | 0.20% (stronger) |
| Return on assets | -1.80% | 0.05% (stronger) |
| Loans ÷ deposits | 100.5% | 95.1% (stronger) |
| Uninsured deposits | 8.7% (stronger) | 9.7% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Member Preferred Federal Credit Union has the higher TellerScore (58 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Member Preferred Federal Credit Union leads on 3 and Laredo Fire Department Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.