Side-by-side · Q2 2026 data
Members 1st Credit Union vs City Credit Union
Metric by metric
| Measure | Members 1st Credit Union | City Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 61 |
| Capital cushion | 48 | 69 (stronger) |
| Loan quality | 92 (stronger) | 37 |
| Earnings | 52 (stronger) | 45 |
| Funding & liquidity | 87 | 93 (stronger) |
| Problem-loan coverage | 97 (stronger) | 81 |
| Peer percentile | 42nd | 23rd |
| Total assets | $76.5M | $65.5M |
| Deposits / shares | $67.6M | $56.6M |
| Capital ratio | 9.76% | 11.93% (stronger) |
| Problem loans | 0.24% (stronger) | 1.90% |
| Net charge-offs | 0.12% (stronger) | 0.75% |
| Return on assets | 0.80% (stronger) | 0.62% |
| Loans ÷ deposits | 73.0% | 67.4% (stronger) |
| Uninsured deposits | 9.9% | 9.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members 1st Credit Union has the higher TellerScore (71 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Members 1st Credit Union leads on 4 and City Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.