Side-by-side · Q2 2026 data
Members Choice Credit Union vs Schlumberger Employees Credit Union
Credit union
Schlumberger Employees Credit Union
Sugar Land, Texas · $100 million – $1 billion
Metric by metric
| Measure | Members Choice Credit Union | Schlumberger Employees Credit Union |
|---|---|---|
| TellerScore | 50 | 94 (stronger) |
| Capital cushion | 28 | 100 (stronger) |
| Loan quality | 74 | 81 (stronger) |
| Earnings | 26 | 93 (stronger) |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 85 | 99 (stronger) |
| Peer percentile | 6th | 98th |
| Total assets | $720.9M | $935.8M |
| Deposits / shares | $584.7M | $698.6M |
| Capital ratio | 7.83% | 25.28% (stronger) |
| Problem loans | 0.77% | 0.57% (stronger) |
| Net charge-offs | 0.97% | 0.23% (stronger) |
| Return on assets | 0.15% | 1.81% (stronger) |
| Loans ÷ deposits | 96.7% | 39.5% (stronger) |
| Uninsured deposits | 10.3% (stronger) | 12.6% |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Schlumberger Employees Credit Union has the higher TellerScore (94 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Members Choice Credit Union leads on 1 and Schlumberger Employees Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.