Side-by-side · Q2 2026 data
Members Choice Credit Union vs Texell Credit Union
Metric by metric
| Measure | Members Choice Credit Union | Texell Credit Union |
|---|---|---|
| TellerScore | 50 | 70 (stronger) |
| Capital cushion | 28 | 55 (stronger) |
| Loan quality | 74 | 80 (stronger) |
| Earnings | 26 | 73 (stronger) |
| Funding & liquidity | 64 | 71 (stronger) |
| Problem-loan coverage | 85 (stronger) | 83 |
| Peer percentile | 6th | 51st |
| Total assets | $720.9M | $801.0M |
| Deposits / shares | $584.7M | $700.0M |
| Capital ratio | 7.83% | 10.48% (stronger) |
| Problem loans | 0.77% | 0.60% (stronger) |
| Net charge-offs | 0.97% (stronger) | 0.99% |
| Return on assets | 0.15% | 1.31% (stronger) |
| Loans ÷ deposits | 96.7% | 89.5% (stronger) |
| Uninsured deposits | 10.3% | 8.8% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 26.6% |
Texell Credit Union has the higher TellerScore (70 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Members Choice Credit Union leads on 1 and Texell Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.