Side-by-side · Q2 2026 data
Members Choice Credit Union vs Wiremen'S Credit Union
Metric by metric
| Measure | Members Choice Credit Union | Wiremen'S Credit Union |
|---|---|---|
| TellerScore | 92 | 92 |
| Capital cushion | 100 | 100 |
| Loan quality | 85 | 96 (stronger) |
| Earnings | 78 (stronger) | 63 |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 92nd | 92nd |
| Total assets | $38.9M | $40.6M |
| Deposits / shares | $31.7M | $33.5M |
| Capital ratio | 17.95% (stronger) | 17.01% |
| Problem loans | 0.44% | 0.11% (stronger) |
| Net charge-offs | -1.11% (stronger) | -0.08% |
| Return on assets | 1.44% (stronger) | 1.07% |
| Loans ÷ deposits | 61.6% | 51.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 5 directional measures above (where higher or lower is clearly better), Members Choice Credit Union leads on 3 and Wiremen'S Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.