Side-by-side · Q2 2026 data
Members First Credit Union vs Team One Credit Union
Metric by metric
| Measure | Members First Credit Union | Team One Credit Union |
|---|---|---|
| TellerScore | 63 | 66 (stronger) |
| Capital cushion | 42 | 49 (stronger) |
| Loan quality | 78 | 79 (stronger) |
| Earnings | 49 | 51 (stronger) |
| Funding & liquidity | 78 | 85 (stronger) |
| Problem-loan coverage | 89 | 90 (stronger) |
| Peer percentile | 29th | 37th |
| Total assets | $905.4M | $765.9M |
| Deposits / shares | $779.5M | $680.5M |
| Capital ratio | 9.21% | 9.88% (stronger) |
| Problem loans | 0.65% | 0.64% (stronger) |
| Net charge-offs | 1.06% | 0.39% (stronger) |
| Return on assets | 0.72% | 0.78% (stronger) |
| Loans ÷ deposits | 82.6% | 75.5% (stronger) |
| Uninsured deposits | 6.6% (stronger) | 7.8% |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.9% |
Team One Credit Union has the higher TellerScore (66 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Members First Credit Union leads on 1 and Team One Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.