Side-by-side · Q2 2026 data
Members First Credit Union vs Corpus Christi Postal Employees Credit Union
Credit union
Corpus Christi Postal Employees Credit Union
Corpus Christi, Texas · Under $100 million in assets
Metric by metric
| Measure | Members First Credit Union | Corpus Christi Postal Employees Credit Union |
|---|---|---|
| TellerScore | 87 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 65 | 100 (stronger) |
| Earnings | 80 | 81 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 91st | 97th |
| Total assets | $183.2M | $17.1M |
| Deposits / shares | $137.2M | $14.1M |
| Capital ratio | 24.01% (stronger) | 20.25% |
| Problem loans | 1.04% | 0.00% (stronger) |
| Net charge-offs | 0.56% | -0.02% (stronger) |
| Return on assets | 1.50% | 1.53% (stronger) |
| Loans ÷ deposits | 49.7% (stronger) | 61.9% |
| Uninsured deposits | 10.0% | 0.5% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Corpus Christi Postal Employees Credit Union has the higher TellerScore (96 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Members First Credit Union leads on 2 and Corpus Christi Postal Employees Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.