Side-by-side · Q2 2026 data
Members Preferred Credit Union vs St Joe Valley Credit Union
Credit union
Members Preferred Credit Union
Idaho Falls, Idaho · Under $100 million in assets
Metric by metric
| Measure | Members Preferred Credit Union | St Joe Valley Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 66 | 80 (stronger) |
| Earnings | 100 (stronger) | 78 |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 83rd | 65th |
| Total assets | $62.9M | $14.0M |
| Deposits / shares | $50.0M | $12.3M |
| Capital ratio | 20.74% (stronger) | 11.62% |
| Problem loans | 1.01% | 0.59% (stronger) |
| Net charge-offs | 2.49% | 0.21% (stronger) |
| Return on assets | 2.50% (stronger) | 1.45% |
| Loans ÷ deposits | 83.3% | 54.3% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Preferred Credit Union has the higher TellerScore (87 vs 80). On the 6 directional measures above (where higher or lower is clearly better), Members Preferred Credit Union leads on 3 and St Joe Valley Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.