Side-by-side · Q2 2026 data
Membersown Credit Union vs Archer Cooperative
Metric by metric
| Measure | Membersown Credit Union | Archer Cooperative |
|---|---|---|
| TellerScore | 80 (stronger) | 65 |
| Capital cushion | 91 (stronger) | 56 |
| Loan quality | 70 | 72 (stronger) |
| Earnings | 64 (stronger) | 58 |
| Funding & liquidity | 87 (stronger) | 65 |
| Problem-loan coverage | 90 (stronger) | 87 |
| Peer percentile | 78th | 34th |
| Total assets | $109.3M | $102.7M |
| Deposits / shares | $94.3M | $90.9M |
| Capital ratio | 14.11% (stronger) | 10.64% |
| Problem loans | 0.91% | 0.85% (stronger) |
| Net charge-offs | 1.07% | 0.50% (stronger) |
| Return on assets | 1.10% (stronger) | 0.96% |
| Loans ÷ deposits | 73.1% (stronger) | 95.7% |
| Uninsured deposits | 0.7% (stronger) | 9.0% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Membersown Credit Union has the higher TellerScore (80 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Membersown Credit Union leads on 5 and Archer Cooperative on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.