Side-by-side · Q2 2026 data
Mercer County State Bank vs Mauch Chunk Trust Company
Metric by metric
| Measure | Mercer County State Bank | Mauch Chunk Trust Company |
|---|---|---|
| TellerScore | 52 (stronger) | 46 |
| Capital cushion | 53 (stronger) | 29 |
| Loan quality | 19 | 58 (stronger) |
| Earnings | 64 (stronger) | 29 |
| Funding & liquidity | 79 | 90 (stronger) |
| Problem-loan coverage | 62 (stronger) | 35 |
| Peer percentile | 8th | 5th |
| Total assets | $611.3M | $642.8M |
| Deposits / shares | $530.3M | $607.5M |
| Capital ratio | 10.27% (stronger) | 7.94% |
| Problem loans | 2.42% | 1.27% (stronger) |
| Net charge-offs | 0.04% | -0.01% (stronger) |
| Return on assets | 1.09% (stronger) | 0.22% |
| Loans ÷ deposits | 75.7% | 48.2% (stronger) |
| Uninsured deposits | 20.1% (stronger) | 24.0% |
| Offices | 11 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | — |
Mercer County State Bank has the higher TellerScore (52 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Mercer County State Bank leads on 4 and Mauch Chunk Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.