Side-by-side · Q2 2026 data
Mercer County W VA Teachers Federal Credit Union vs Ibew 317 Federal Credit Union
Credit union
Mercer County W VA Teachers Federal Credit Union
Bluefield, West Virginia · Under $100 million in assets
Credit union
Ibew 317 Federal Credit Union
Huntington, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Mercer County W VA Teachers Federal Credit Union | Ibew 317 Federal Credit Union |
|---|---|---|
| TellerScore | 56 (stronger) | 50 |
| Capital cushion | 43 | 61 (stronger) |
| Loan quality | 37 (stronger) | 0 |
| Earnings | 67 (stronger) | 51 |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 74 (stronger) | 63 |
| Peer percentile | 16th | 9th |
| Total assets | $28.3M | $29.6M |
| Deposits / shares | $25.6M | $26.3M |
| Capital ratio | 9.35% | 11.13% (stronger) |
| Problem loans | 1.88% (stronger) | 4.71% |
| Net charge-offs | 0.14% | -0.09% (stronger) |
| Return on assets | 1.18% (stronger) | 0.78% |
| Loans ÷ deposits | 71.5% | 49.7% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 9.8% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mercer County W VA Teachers Federal Credit Union has the higher TellerScore (56 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Mercer County W VA Teachers Federal Credit Union leads on 4 and Ibew 317 Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.