Side-by-side · Q2 2026 data
Merho Federal Credit Union vs Superior Credit Union
Credit union
Superior Credit Union
Collegeville, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Merho Federal Credit Union | Superior Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 48 |
| Capital cushion | 63 (stronger) | 20 |
| Loan quality | 66 (stronger) | 45 |
| Earnings | 68 (stronger) | 48 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 95 (stronger) | 69 |
| Peer percentile | 49th | 7th |
| Total assets | $60.8M | $65.4M |
| Deposits / shares | $54.5M | $62.3M |
| Capital ratio | 11.34% (stronger) | 7.03% |
| Problem loans | 1.02% (stronger) | 1.66% |
| Net charge-offs | 0.18% (stronger) | 0.67% |
| Return on assets | 1.21% (stronger) | 0.70% |
| Loans ÷ deposits | 28.5% (stronger) | 67.8% |
| Uninsured deposits | 4.0% | 3.1% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Merho Federal Credit Union has the higher TellerScore (74 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Merho Federal Credit Union leads on 6 and Superior Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.