TellerScore

Headquartered in Collegeville, Pennsylvania, Superior Credit Union is a federally insured state-chartered credit union with $65.4M in total assets and $62.3M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1956.

Based on its Q2 2026 filing, Superior Credit Union scores 48/100, which we describe as below average. That is higher than only 7% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 255th. Its strongest component is funding & liquidity (92/100; 68% loans-to-deposits, 3% uninsured), and its lowest is capital cushion (20/100; 7.03%).

TellerScore · Q2 2026

Scorecard

Capital cushion20/100
Net worth ratio: 7.03%
Loan quality45/100
Loans 60+ days delinquent ÷ total loans: 1.66%
Earnings48/100
Return on assets (annualized): 0.70%
Funding & liquidity92/100
Loans ÷ shares: 67.8% · 3.1% uninsured
Problem-loan coverage69/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 15.36%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 15 points (63 → 48), mostly because the loan quality component weakened by 50 points.

TellerScore
485664Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202451
Q3 202454
Q4 202449
Q1 202560
Q2 202563
Q3 202564
Q4 202562
Q1 202661
Q2 202648
Net worth ratio
6.28%7.30%8.32%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.14%
Q3 20248.32%
Q4 20246.31%
Q1 20256.28%
Q2 20256.47%
Q3 20257.07%
Q4 20256.67%
Q1 20266.78%
Q2 20267.03%
Delinquent loans (60+ days)
0.12%0.89%1.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.82%
Q3 20240.72%
Q4 20240.49%
Q1 20250.42%
Q2 20250.15%
Q3 20250.20%
Q4 20250.12%
Q1 20260.21%
Q2 20261.66%
Return on assets
-0.08%0.45%0.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.03%
Q3 20240.09%
Q4 2024-0.08%
Q1 20250.94%
Q2 20250.97%
Q3 20250.97%
Q4 20250.76%
Q1 20260.65%
Q2 20260.70%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202648$65.4M7.03%1.66%0.70%67.8%
Q1 202661$66.1M6.78%0.21%0.65%69.2%
Q4 202562$64.8M6.67%0.12%0.76%72.1%
Q3 202564$63.0M7.07%0.20%0.97%75.9%
Q2 202563$67.9M6.47%0.15%0.97%72.7%
Q1 202560$71.9M6.28%0.42%0.94%69.6%
Q4 202449$63.3M6.31%0.49%-0.08%81.6%
Q3 202454$64.6M8.32%0.72%0.09%82.5%
Q2 202451$65.5M8.14%0.82%0.03%83.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.03%
2nd
Problem loans1.66%
26th
Net charge-offs0.67%
21st
Return on assets0.70%
53rd
Loans to deposits67.8%
37th
Uninsured deposits3.1%
35th
Loan-loss reserves0.00%
37th
Texas ratio15.4%
7th

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InstitutionScoreAssetsCapitalProblem loansCompare
Central Keystone Federal Credit UnionCredit union Sunbury, PA87 out of 100, Very strong$63.8M18.8%0.72%vs
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Spirit Financial Credit UnionCredit union Levittown, PA76 out of 100, Strong$67.7M13.4%0.41%vs
Morrisons Cove 1st Federal Credit UnionCredit union Roaring Spring, PA76 out of 100, Strong$61.9M10.7%0.67%vs
Friendly Federal Credit UnionCredit union Aliquippa, PA63 out of 100, Moderate$69.1M17.0%4.66%vs
Titan Federal Credit UnionCredit union Pleasant Gap, PA94 out of 100, Very strong$69.5M15.4%0.31%vs

Deposit insurance

Is my money safe at Superior Credit Union?

Yes. Superior Credit Union is a federally insured credit union (NCUA charter #60215). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.1% of shares and deposits ($2.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 7.03%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Superior Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Superior Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60215
RSSD ID
628598
Primary regulator
State + NCUA
Established
1956
Headquarters
PO Box 26159, Collegeville, PA 19426
Employees
17

Quick answers

Superior Credit Union: common questions

Is Superior Credit Union NCUA insured?

Yes. Superior Credit Union is a federally insured credit union (NCUA charter #60215). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Superior Credit Union's TellerScore?

48 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Superior Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Collegeville

InstitutionScoreAssetsCapitalProblem loansCompare
B. Braun Federal Credit UnionCredit union Allentown, PA100 out of 100, Very strong$1.9M25.1%0.00%vs
Police & Fire Federal Credit UnionCredit union Philadelphia, PA96 out of 100, Very strong$10.2B18.6%0.24%vs
Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA94 out of 100, Very strong$71.6M25.3%0.69%vs
SEI Private Trust CompanyBank Oaks, PA93 out of 100, Very strong$208.5M80.4%0.00%vs
The National Bank of MalvernBank Malvern, PA93 out of 100, Very strong$224.0M16.5%0.10%vs
The Philadelphia Trust CompanyBank Philadelphia, PA93 out of 100, Very strong$27.7M71.8%0.00%vs