Side-by-side · Q2 2026 data
Merrimack County Savings Bank vs New Hampshire Federal Credit Union
Credit union
New Hampshire Federal Credit Union
Concord, New Hampshire · $100 million – $1 billion
Metric by metric
| Measure | Merrimack County Savings Bank | New Hampshire Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 85 (stronger) |
| Capital cushion | 48 | 88 (stronger) |
| Loan quality | 79 | 98 (stronger) |
| Earnings | 39 | 68 (stronger) |
| Funding & liquidity | 60 | 69 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 21st | 87th |
| Total assets | $1.4B | $331.6M |
| Deposits / shares | $1.2B | $275.3M |
| Capital ratio | 9.76% | 13.81% (stronger) |
| Problem loans | 0.64% | 0.07% (stronger) |
| Net charge-offs | 0.18% | 0.12% (stronger) |
| Return on assets | 0.47% | 1.19% (stronger) |
| Loans ÷ deposits | 100.6% | 91.3% (stronger) |
| Uninsured deposits | 15.1% | 11.6% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.1% | — |
New Hampshire Federal Credit Union has the higher TellerScore (85 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Merrimack County Savings Bank leads on 0 and New Hampshire Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.