Side-by-side · Q2 2026 data
Merrimack County Savings Bank vs Sugar River Bank
Metric by metric
| Measure | Merrimack County Savings Bank | Sugar River Bank |
|---|---|---|
| TellerScore | 60 | 80 (stronger) |
| Capital cushion | 48 | 91 (stronger) |
| Loan quality | 79 | 89 (stronger) |
| Earnings | 39 | 46 (stronger) |
| Funding & liquidity | 60 | 77 (stronger) |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 21st | 77th |
| Total assets | $1.4B | $424.3M |
| Deposits / shares | $1.2B | $364.3M |
| Capital ratio | 9.76% | 14.13% (stronger) |
| Problem loans | 0.64% | 0.33% (stronger) |
| Net charge-offs | 0.18% | 0.03% (stronger) |
| Return on assets | 0.47% | 0.64% (stronger) |
| Loans ÷ deposits | 100.6% | 80.1% (stronger) |
| Uninsured deposits | 15.1% (stronger) | 18.2% |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.1% | — |
Sugar River Bank has the higher TellerScore (80 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Merrimack County Savings Bank leads on 1 and Sugar River Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.