Side-by-side · Q2 2026 data
Method Bank vs First Security Bank and Trust Company
Metric by metric
| Measure | Method Bank | First Security Bank and Trust Company |
|---|---|---|
| TellerScore | 66 (stronger) | 29 |
| Capital cushion | 48 | 51 (stronger) |
| Loan quality | 77 (stronger) | 0 |
| Earnings | 70 (stronger) | 27 |
| Funding & liquidity | 64 (stronger) | 52 |
| Problem-loan coverage | 88 (stronger) | 0 |
| Peer percentile | 31st | 1st |
| Total assets | $241.2M | $226.0M |
| Deposits / shares | $204.3M | $180.7M |
| Capital ratio | 9.80% | 10.09% (stronger) |
| Problem loans | 0.70% (stronger) | 13.20% |
| Net charge-offs | 0.03% (stronger) | 0.05% |
| Return on assets | 1.24% (stronger) | 0.18% |
| Loans ÷ deposits | 96.3% (stronger) | 108.0% |
| Uninsured deposits | 5.8% | 4.8% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.6% |
Method Bank has the higher TellerScore (66 vs 29). On the 7 directional measures above (where higher or lower is clearly better), Method Bank leads on 5 and First Security Bank and Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.