Side-by-side · Q2 2026 data
Methuen Co-operative Bank vs Stoughton Co-operative Bank
Metric by metric
| Measure | Methuen Co-operative Bank | Stoughton Co-operative Bank |
|---|---|---|
| TellerScore | 56 | 70 (stronger) |
| Capital cushion | 44 | 50 (stronger) |
| Loan quality | 65 | 100 (stronger) |
| Earnings | 38 | 48 (stronger) |
| Funding & liquidity | 73 (stronger) | 69 |
| Problem-loan coverage | 84 | 100 (stronger) |
| Peer percentile | 13th | 43rd |
| Total assets | $141.3M | $135.2M |
| Deposits / shares | $127.6M | $117.1M |
| Capital ratio | 9.36% | 10.00% (stronger) |
| Problem loans | 1.05% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.45% | 0.70% (stronger) |
| Loans ÷ deposits | 83.8% (stronger) | 91.5% |
| Uninsured deposits | 18.2% | 13.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | 7.1% |
Stoughton Co-operative Bank has the higher TellerScore (70 vs 56). On the 6 directional measures above (where higher or lower is clearly better), Methuen Co-operative Bank leads on 1 and Stoughton Co-operative Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.