Side-by-side · Q2 2026 data
Methuen Federal Credit Union vs New Hampshire Postal Credit Union
Credit union
Methuen Federal Credit Union
Methuen, Massachusetts · Under $100 million in assets
Credit union
New Hampshire Postal Credit Union
Manchester, New Hampshire · Under $100 million in assets
Metric by metric
| Measure | Methuen Federal Credit Union | New Hampshire Postal Credit Union |
|---|---|---|
| TellerScore | 60 | 100 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 60 | 99 (stronger) |
| Earnings | 39 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 22nd | 100th |
| Total assets | $41.8M | $68.5M |
| Deposits / shares | $37.5M | $52.8M |
| Capital ratio | 9.56% | 22.59% (stronger) |
| Problem loans | 1.20% | 0.03% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.21% |
| Return on assets | 0.47% | 1.99% (stronger) |
| Loans ÷ deposits | 52.0% | 26.2% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 6.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Hampshire Postal Credit Union has the higher TellerScore (100 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Methuen Federal Credit Union leads on 2 and New Hampshire Postal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.