Side-by-side · Q2 2026 data
Metro Credit Union vs Civic Central Credit Union
Credit union
Civic Central Credit Union
Jefferson City, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Metro Credit Union | Civic Central Credit Union |
|---|---|---|
| TellerScore | 76 | 86 (stronger) |
| Capital cushion | 80 | 88 (stronger) |
| Loan quality | 70 | 84 (stronger) |
| Earnings | 55 | 71 (stronger) |
| Funding & liquidity | 95 | 100 (stronger) |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 68th | 89th |
| Total assets | $123.0M | $105.0M |
| Deposits / shares | $106.7M | $91.7M |
| Capital ratio | 12.96% | 13.84% (stronger) |
| Problem loans | 0.90% | 0.48% (stronger) |
| Net charge-offs | 0.81% | 0.38% (stronger) |
| Return on assets | 0.87% | 1.28% (stronger) |
| Loans ÷ deposits | 64.8% | 51.1% (stronger) |
| Uninsured deposits | 2.8% | 0.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Civic Central Credit Union has the higher TellerScore (86 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Metro Credit Union leads on 0 and Civic Central Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.