Side-by-side · Q2 2026 data
Metro Credit Union vs Nebraska Energy Federal Credit Union
Credit union
Nebraska Energy Federal Credit Union
Columbus, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Metro Credit Union | Nebraska Energy Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 87 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 92 | 98 (stronger) |
| Earnings | 66 | 74 (stronger) |
| Funding & liquidity | 75 (stronger) | 54 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 80th | 91st |
| Total assets | $646.3M | $327.7M |
| Deposits / shares | $551.5M | $262.4M |
| Capital ratio | 12.76% | 19.32% (stronger) |
| Problem loans | 0.25% | 0.05% (stronger) |
| Net charge-offs | 0.13% | 0.05% (stronger) |
| Return on assets | 1.15% | 1.36% (stronger) |
| Loans ÷ deposits | 84.8% (stronger) | 106.6% |
| Uninsured deposits | 7.5% | 2.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nebraska Energy Federal Credit Union has the higher TellerScore (87 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Metro Credit Union leads on 1 and Nebraska Energy Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.