TellerScore

Metro Credit Union is a federal credit union headquartered in Omaha, Nebraska, in business for about 75 years. At the end of Q2 2026 it reported $646.3M in total assets and $551.5M in member shares and deposits, with 2 offices.

Metro Credit Union has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 80% of its 1,341 credit unions with $100 million – $1 billion. Among 50 credit unions headquartered in Nebraska, it ranks 13th. Problem-loan coverage contributes the most (97/100, 1.4%); earnings contributes the least (66/100, 1.15%).

TellerScore · Q2 2026

Scorecard

Capital cushion78/100
Net worth ratio: 12.76%
Loan quality92/100
Loans 60+ days delinquent ÷ total loans: 0.25%
Earnings66/100
Return on assets (annualized): 1.15%
Funding & liquidity75/100
Loans ÷ shares: 84.8% · 7.5% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.42%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (81 → 81).

TellerScore
757982Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202477
Q4 202477
Q1 202580
Q2 202581
Q3 202582
Q4 202582
Q1 202681
Q2 202681
Net worth ratio
7.00%9.88%12.77%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.71%
Q3 202412.04%
Q4 202412.31%
Q1 202512.18%
Q2 202512.42%
Q3 202512.69%
Q4 202512.77%
Q1 202612.54%
Q2 202612.76%
Delinquent loans (60+ days)
0.21%0.36%0.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.52%
Q3 20240.45%
Q4 20240.45%
Q1 20250.29%
Q2 20250.33%
Q3 20250.28%
Q4 20250.30%
Q1 20260.21%
Q2 20260.25%
Return on assets
0.85%1.02%1.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.87%
Q3 20240.88%
Q4 20240.85%
Q1 20250.99%
Q2 20251.15%
Q3 20251.16%
Q4 20251.19%
Q1 20261.13%
Q2 20261.15%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$646.3M12.76%0.25%1.15%84.8%
Q1 202681$642.7M12.54%0.21%1.13%79.6%
Q4 202582$617.0M12.77%0.30%1.19%78.6%
Q3 202582$604.0M12.69%0.28%1.16%74.2%
Q2 202581$602.8M12.42%0.33%1.15%69.2%
Q1 202580$598.6M12.18%0.29%0.99%67.6%
Q4 202477$580.0M12.31%0.45%0.85%70.5%
Q3 202477$584.1M12.04%0.45%0.88%68.6%
Q2 202475$589.7M11.71%0.52%0.87%67.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.76%
67th
Problem loans0.25%
86th
Net charge-offs0.13%
80th
Return on assets1.15%
75th
Loans to deposits84.8%
29th
Uninsured deposits7.5%
34th
Loan-loss reserves0.00%
50th
Texas ratio1.4%
83rd

Similar-size credit unions in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Liberty First Credit UnionCredit union Lincoln, NE86 out of 100, Very strong$523.4M15.1%0.79%vs
Siouxland Federal Credit UnionCredit union South Sioux Cit, NE75 out of 100, Strong$351.9M12.2%0.43%vs
Nebraska Energy Federal Credit UnionCredit union Columbus, NE87 out of 100, Very strong$327.7M19.3%0.05%vs
First Nebraska Credit UnionCredit union Omaha, NE77 out of 100, Strong$184.2M15.7%0.90%vs
Lincone Federal Credit UnionCredit union Lincoln, NE80 out of 100, Strong$183.6M12.7%0.58%vs
Four Points Federal Credit UnionCredit union Omaha, NE33 out of 100, Low$165.5M3.6%1.24%vs

Deposit insurance

Is my money safe at Metro Credit Union?

Yes. Metro Credit Union is a federally insured credit union (NCUA charter #7091). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.5% of shares and deposits ($41.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.76%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Metro Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Metro Credit Union
Type
Federal credit union
NCUA charter #
7091
RSSD ID
461580
Primary regulator
NCUA
Established
1951
Headquarters
P.O. Box 390696, Omaha, NE 68139
Employees
105

Quick answers

Metro Credit Union: common questions

Is Metro Credit Union NCUA insured?

Yes. Metro Credit Union is a federally insured credit union (NCUA charter #7091). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Metro Credit Union's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Metro Credit Union have?

2 offices as of the latest NCUA data.