Side-by-side · Q2 2026 data
Metro Medical Credit Union vs Texas Trust Credit Union
Metric by metric
| Measure | Metro Medical Credit Union | Texas Trust Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 78 (stronger) | 69 |
| Earnings | 84 (stronger) | 44 |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 98 (stronger) | 85 |
| Peer percentile | 90th | 30th |
| Total assets | $82.7M | $2.1B |
| Deposits / shares | $67.2M | $1.7B |
| Capital ratio | 17.85% (stronger) | 10.55% |
| Problem loans | 0.66% (stronger) | 0.94% |
| Net charge-offs | 0.28% (stronger) | 1.11% |
| Return on assets | 1.60% (stronger) | 0.60% |
| Loans ÷ deposits | 39.7% (stronger) | 91.1% |
| Uninsured deposits | 10.8% | 7.7% (stronger) |
| Offices | 1 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 37.5% | — |
Metro Medical Credit Union has the higher TellerScore (91 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Metro Medical Credit Union leads on 6 and Texas Trust Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.