Side-by-side · Q2 2026 data
Metropolitan Bank and Trust Company vs Wakefern Federal Credit Union
Bank
Metropolitan Bank and Trust Company
New York, New York · Under $100 million in assets
Credit union
Wakefern Federal Credit Union
Elizabeth, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Metropolitan Bank and Trust Company | Wakefern Federal Credit Union |
|---|---|---|
| TellerScore | 48 | 99 (stronger) |
| Capital cushion | 0 | 100 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 20 | 100 (stronger) |
| Funding & liquidity | 93 | 99 (stronger) |
| Problem-loan coverage | — | 100 |
| Peer percentile | 8th | 99th |
| Total assets | $32.0M | $12.0M |
| Deposits / shares | $8.7M | $9.1M |
| Capital ratio | 0.00% | 24.31% (stronger) |
| Problem loans | 0.00% (stronger) | 0.13% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 0.00% | 2.03% (stronger) |
| Loans ÷ deposits | 63.4% | 42.9% (stronger) |
| Uninsured deposits | 18.1% | 16.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wakefern Federal Credit Union has the higher TellerScore (99 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Metropolitan Bank and Trust Company leads on 2 and Wakefern Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.