Side-by-side · Q2 2026 data
Metropolitan Church Federal Credit Union vs VA Beach Postal Federal Credit Union
Credit union
Metropolitan Church Federal Credit Union
Suffolk, Virginia · Under $100 million in assets
Credit union
VA Beach Postal Federal Credit Union
Virginia Beach, Virginia · Under $100 million in assets
Metric by metric
| Measure | Metropolitan Church Federal Credit Union | VA Beach Postal Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 80 (stronger) |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 0 | 83 (stronger) |
| Earnings | 0 | 51 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 77 | 96 (stronger) |
| Peer percentile | 12th | 65th |
| Total assets | $12.7M | $10.0M |
| Deposits / shares | $9.3M | $8.7M |
| Capital ratio | 26.86% (stronger) | 13.04% |
| Problem loans | 8.12% | 0.50% (stronger) |
| Net charge-offs | 1.07% | 0.69% (stronger) |
| Return on assets | -0.50% | 0.78% (stronger) |
| Loans ÷ deposits | 51.8% (stronger) | 53.1% |
| Uninsured deposits | 3.1% | 1.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
VA Beach Postal Federal Credit Union has the higher TellerScore (80 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Metropolitan Church Federal Credit Union leads on 2 and VA Beach Postal Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.