Side-by-side · Q2 2026 data
Metropolitan "l" Federal Credit Union vs Pontiac Dwight Prison Employs Credit Union
Credit union
Metropolitan "l" Federal Credit Union
Oak Park, Illinois · Under $100 million in assets
Credit union
Pontiac Dwight Prison Employs Credit Union
Pontiac, Illinois · Under $100 million in assets
Metric by metric
| Measure | Metropolitan "l" Federal Credit Union | Pontiac Dwight Prison Employs Credit Union |
|---|---|---|
| TellerScore | 76 | 81 (stronger) |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 54 | 100 (stronger) |
| Earnings | 38 | 66 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 54th | 68th |
| Total assets | $9.3M | $8.3M |
| Deposits / shares | $7.7M | $7.4M |
| Capital ratio | 16.96% (stronger) | 10.81% |
| Problem loans | 1.38% | 0.00% (stronger) |
| Net charge-offs | -0.88% (stronger) | 0.00% |
| Return on assets | 0.46% | 1.15% (stronger) |
| Loans ÷ deposits | 22.4% (stronger) | 36.1% |
| Uninsured deposits | 0.0% (stronger) | 0.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pontiac Dwight Prison Employs Credit Union has the higher TellerScore (81 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Metropolitan "l" Federal Credit Union leads on 4 and Pontiac Dwight Prison Employs Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.