Side-by-side · Q2 2026 data
Metrum Community Credit Union vs Horizons North Credit Union
Metric by metric
| Measure | Metrum Community Credit Union | Horizons North Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 67 |
| Capital cushion | 80 (stronger) | 33 |
| Loan quality | 95 | 98 (stronger) |
| Earnings | 39 | 49 (stronger) |
| Funding & liquidity | 75 | 87 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 71st | 41st |
| Total assets | $111.6M | $136.2M |
| Deposits / shares | $95.8M | $125.1M |
| Capital ratio | 13.01% (stronger) | 8.31% |
| Problem loans | 0.15% | 0.05% (stronger) |
| Net charge-offs | 0.46% | -0.01% (stronger) |
| Return on assets | 0.47% | 0.73% (stronger) |
| Loans ÷ deposits | 85.4% | 73.2% (stronger) |
| Uninsured deposits | 7.2% | 6.8% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Metrum Community Credit Union has the higher TellerScore (77 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Metrum Community Credit Union leads on 2 and Horizons North Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.