Side-by-side · Q2 2026 data
Michigan Coastal Credit Union vs Tri-Cities Credit Union
Metric by metric
| Measure | Michigan Coastal Credit Union | Tri-Cities Credit Union |
|---|---|---|
| TellerScore | 33 | 86 (stronger) |
| Capital cushion | 37 | 89 (stronger) |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 51 | 58 (stronger) |
| Funding & liquidity | 70 | 89 (stronger) |
| Problem-loan coverage | 12 | 100 (stronger) |
| Peer percentile | 2nd | 80th |
| Total assets | $25.7M | $51.3M |
| Deposits / shares | $23.4M | $43.7M |
| Capital ratio | 8.66% | 13.92% (stronger) |
| Problem loans | 4.04% | 0.05% (stronger) |
| Net charge-offs | 0.76% | 0.13% (stronger) |
| Return on assets | 0.77% | 0.96% (stronger) |
| Loans ÷ deposits | 89.8% | 71.4% (stronger) |
| Uninsured deposits | 1.4% (stronger) | 5.5% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tri-Cities Credit Union has the higher TellerScore (86 vs 33). On the 7 directional measures above (where higher or lower is clearly better), Michigan Coastal Credit Union leads on 1 and Tri-Cities Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.