Side-by-side · Q2 2026 data
Michigan State University Federal Credit Union vs Farm Bureau Family Credit Union
Credit union
Michigan State University Federal Credit Union
East Lansing, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | Michigan State University Federal Credit Union | Farm Bureau Family Credit Union |
|---|---|---|
| TellerScore | 51 | 81 (stronger) |
| Capital cushion | 40 | 75 (stronger) |
| Loan quality | 59 | 79 (stronger) |
| Earnings | 32 | 74 (stronger) |
| Funding & liquidity | 65 | 98 (stronger) |
| Problem-loan coverage | 78 | 94 (stronger) |
| Peer percentile | 7th | 68th |
| Total assets | $8.9B | $26.6M |
| Deposits / shares | $7.3B | $23.5M |
| Capital ratio | 8.96% | 12.46% (stronger) |
| Problem loans | 1.24% | 0.64% (stronger) |
| Net charge-offs | 0.78% | 0.56% (stronger) |
| Return on assets | 0.31% | 1.36% (stronger) |
| Loans ÷ deposits | 95.2% | 62.6% (stronger) |
| Uninsured deposits | 14.8% | 3.7% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.6% | — |
Farm Bureau Family Credit Union has the higher TellerScore (81 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Michigan State University Federal Credit Union leads on 0 and Farm Bureau Family Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.