Side-by-side · Q2 2026 data
Mid Minnesota Federal Credit Union vs Minnco Credit Union
Metric by metric
| Measure | Mid Minnesota Federal Credit Union | Minnco Credit Union |
|---|---|---|
| TellerScore | 67 | 70 (stronger) |
| Capital cushion | 43 | 49 (stronger) |
| Loan quality | 86 (stronger) | 85 |
| Earnings | 66 (stronger) | 56 |
| Funding & liquidity | 68 | 92 (stronger) |
| Problem-loan coverage | 90 | 93 (stronger) |
| Peer percentile | 41st | 51st |
| Total assets | $858.0M | $604.7M |
| Deposits / shares | $766.9M | $530.6M |
| Capital ratio | 9.30% | 9.95% (stronger) |
| Problem loans | 0.43% (stronger) | 0.44% |
| Net charge-offs | 0.24% (stronger) | 0.50% |
| Return on assets | 1.15% (stronger) | 0.91% |
| Loans ÷ deposits | 92.3% | 68.0% (stronger) |
| Uninsured deposits | 6.1% (stronger) | 8.1% |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.0% |
Minnco Credit Union has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Mid Minnesota Federal Credit Union leads on 4 and Minnco Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.