Side-by-side · Q2 2026 data
Mid Penn Bank vs S&T Bank
Metric by metric
| Measure | Mid Penn Bank | S&T Bank |
|---|---|---|
| TellerScore | 69 | 70 (stronger) |
| Capital cushion | 54 | 60 (stronger) |
| Loan quality | 83 | 83 |
| Earnings | 70 | 79 (stronger) |
| Funding & liquidity | 61 (stronger) | 39 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 53rd | 58th |
| Total assets | $7.0B | $9.9B |
| Deposits / shares | $6.0B | $8.1B |
| Capital ratio | 10.43% | 11.02% (stronger) |
| Problem loans | 0.51% | 0.50% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.07% |
| Return on assets | 1.24% | 1.47% (stronger) |
| Loans ÷ deposits | 93.7% (stronger) | 98.1% |
| Uninsured deposits | 20.0% (stronger) | 35.8% |
| Offices | 64 | 71 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.6% | 31.1% |
S&T Bank has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Mid Penn Bank leads on 3 and S&T Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.