Side-by-side · Q2 2026 data
Mid Penn Bank vs Timberland Federal Credit Union
Metric by metric
| Measure | Mid Penn Bank | Timberland Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 68 |
| Capital cushion | 54 (stronger) | 52 |
| Loan quality | 83 (stronger) | 75 |
| Earnings | 70 (stronger) | 52 |
| Funding & liquidity | 61 | 95 (stronger) |
| Problem-loan coverage | 92 (stronger) | 91 |
| Peer percentile | 53rd | 45th |
| Total assets | $7.0B | $102.0M |
| Deposits / shares | $6.0B | $91.1M |
| Capital ratio | 10.43% (stronger) | 10.23% |
| Problem loans | 0.51% (stronger) | 0.76% |
| Net charge-offs | 0.04% (stronger) | 0.40% |
| Return on assets | 1.24% (stronger) | 0.80% |
| Loans ÷ deposits | 93.7% | 65.1% (stronger) |
| Uninsured deposits | 20.0% | 0.7% (stronger) |
| Offices | 64 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.6% | 29.8% |
Mid Penn Bank has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Mid Penn Bank leads on 5 and Timberland Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Clearfield, PA
- Philipsburg, PA