Side-by-side · Q2 2026 data
Mid-State Federal Credit Union vs East Orange VA Hospital Federal Credit Union
Credit union
East Orange VA Hospital Federal Credit Union
East Orange, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Mid-State Federal Credit Union | East Orange VA Hospital Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 40 | 58 (stronger) |
| Earnings | 54 (stronger) | 24 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 52nd | 28th |
| Total assets | $23.4M | $20.5M |
| Deposits / shares | $19.3M | $18.0M |
| Capital ratio | 15.55% (stronger) | 11.85% |
| Problem loans | 1.81% | 1.27% (stronger) |
| Net charge-offs | -0.49% (stronger) | 1.46% |
| Return on assets | 0.86% (stronger) | 0.09% |
| Loans ÷ deposits | 30.3% (stronger) | 43.9% |
| Uninsured deposits | 1.3% (stronger) | 7.5% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mid-State Federal Credit Union has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Mid-State Federal Credit Union leads on 6 and East Orange VA Hospital Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.