TellerScore

East Orange VA Hospital Federal Credit Union is a federal credit union headquartered in East Orange, New Jersey, in business for about 69 years. At the end of Q2 2026 it reported $20.5M in total assets and $18.0M in member shares and deposits, with 3 offices.

Based on its Q2 2026 filing, East Orange VA Hospital Federal Credit Union scores 64/100, which we describe as moderate. That is higher than only 28% of 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 80th. Its strongest component is funding & liquidity (100/100; 44% loans-to-deposits, 7% uninsured), and its lowest is earnings (24/100; 0.09%).

TellerScore · Q2 2026

Scorecard

Capital cushion69/100
Net worth ratio: 11.85%
Loan quality58/100
Loans 60+ days delinquent ÷ total loans: 1.27%
Earnings24/100
Return on assets (annualized): 0.09%
Funding & liquidity100/100
Loans ÷ shares: 43.9% · 7.5% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.15%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (72 → 64), mostly because the loan quality component weakened by 15 points.

TellerScore
586572Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202458
Q3 202467
Q4 202463
Q1 202570
Q2 202572
Q3 202568
Q4 202558
Q1 202661
Q2 202664
Net worth ratio
7.00%9.71%12.41%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.57%
Q3 202411.82%
Q4 202411.49%
Q1 202511.54%
Q2 202512.14%
Q3 202512.41%
Q4 202512.09%
Q1 202611.84%
Q2 202611.85%
Delinquent loans (60+ days)
0.60%1.39%2.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.12%
Q3 20241.20%
Q4 20241.41%
Q1 20250.60%
Q2 20250.80%
Q3 20251.22%
Q4 20252.18%
Q1 20261.53%
Q2 20261.27%
Return on assets
-0.00%0.23%0.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.47%
Q3 20240.44%
Q4 20240.34%
Q1 20250.27%
Q2 20250.46%
Q3 20250.37%
Q4 20250.32%
Q1 2026-0.00%
Q2 20260.09%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$20.5M11.85%1.27%0.09%43.9%
Q1 202661$20.4M11.84%1.53%-0.00%46.6%
Q4 202558$20.0M12.09%2.18%0.32%50.7%
Q3 202568$19.9M12.41%1.22%0.37%53.6%
Q2 202572$20.2M12.14%0.80%0.46%53.2%
Q1 202570$21.0M11.54%0.60%0.27%52.1%
Q4 202463$21.0M11.49%1.41%0.34%52.3%
Q3 202467$20.9M11.82%1.20%0.44%53.4%
Q2 202458$21.2M11.57%2.12%0.47%52.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.85%
30th
Problem loans1.27%
32nd
Net charge-offs1.46%
9th
Return on assets0.09%
22nd
Loans to deposits43.9%
73rd
Uninsured deposits7.5%
12th
Loan-loss reserves0.00%
37th
Texas ratio4.2%
34th

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InstitutionScoreAssetsCapitalProblem loansCompare
L'Oreal USA Federal Credit UnionCredit union Mountainside, NJ73 out of 100, Strong$20.0M26.6%0.90%vs
Hamilton Horizons Federal Credit UnionCredit union Hamilton, NJ28 out of 100, Low$19.8M7.0%4.44%vs
Essex County Teachers Federal Credit UnionCredit union Bloomfield, NJ63 out of 100, Moderate$21.8M8.0%0.19%vs
Monmouth County Postal Employees Credit UnionCredit union Red Bank, NJ79 out of 100, Strong$21.9M20.6%0.15%vs
Energy People Federal Credit UnionCredit union Medford, NJ80 out of 100, Strong$18.1M18.5%0.00%vs
Mid-State Federal Credit UnionCredit union Carteret, NJ75 out of 100, Strong$23.4M15.6%1.81%vs

Deposit insurance

Is my money safe at East Orange VA Hospital Federal Credit Union?

Yes. East Orange VA Hospital Federal Credit Union is a federally insured credit union (NCUA charter #11604). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.5% of shares and deposits ($1.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.85%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

East Orange VA Hospital Federal Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
East Orange VA Hospital Federal Credit Union
Type
Federal credit union
NCUA charter #
11604
RSSD ID
665285
Primary regulator
NCUA
Established
1957
Headquarters
385 Tremont Ave, East Orange, NJ 07018
Employees
4

Quick answers

East Orange VA Hospital Federal Credit Union: common questions

Is East Orange VA Hospital Federal Credit Union NCUA insured?

Yes. East Orange VA Hospital Federal Credit Union is a federally insured credit union (NCUA charter #11604). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is East Orange VA Hospital Federal Credit Union's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does East Orange VA Hospital Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
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NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs
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