Side-by-side · Q2 2026 data
MidCountry Bank vs First Resource Bank
Metric by metric
| Measure | MidCountry Bank | First Resource Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 66 |
| Capital cushion | 80 (stronger) | 33 |
| Loan quality | 70 | 97 (stronger) |
| Earnings | 61 (stronger) | 56 |
| Funding & liquidity | 61 | 73 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 66th | 40th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $835.8M | $893.3M |
| Capital ratio | 13.00% (stronger) | 8.34% |
| Problem loans | 0.90% | 0.09% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.64% |
| Return on assets | 1.03% (stronger) | 0.90% |
| Loans ÷ deposits | 86.6% (stronger) | 87.5% |
| Uninsured deposits | 26.4% | 15.1% (stronger) |
| Offices | 16 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.4% |
MidCountry Bank has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), MidCountry Bank leads on 5 and First Resource Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.