Side-by-side · Q2 2026 data
Middle Tennessee Federal Credit Union vs Nashville Post Office Credit Union
Credit union
Middle Tennessee Federal Credit Union
Cookeville, Tennessee · Under $100 million in assets
Credit union
Nashville Post Office Credit Union
Nashville, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Middle Tennessee Federal Credit Union | Nashville Post Office Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 78 |
| Capital cushion | 100 | 100 |
| Loan quality | 87 (stronger) | 75 |
| Earnings | 98 (stronger) | 24 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 97th | 59th |
| Total assets | $71.3M | $81.3M |
| Deposits / shares | $59.3M | $67.5M |
| Capital ratio | 16.80% (stronger) | 16.17% |
| Problem loans | 0.40% (stronger) | 0.76% |
| Net charge-offs | 1.15% (stronger) | 1.98% |
| Return on assets | 1.95% (stronger) | 0.09% |
| Loans ÷ deposits | 60.1% | 59.9% (stronger) |
| Uninsured deposits | 5.2% (stronger) | 12.3% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Middle Tennessee Federal Credit Union has the higher TellerScore (96 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Middle Tennessee Federal Credit Union leads on 6 and Nashville Post Office Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.